man checking credit report on tablet computer

Credit Reports and Scores — for FREE

So many companies offer “FREE” credit reports on the Internet and in mailings but are they really free?   NO.   There are so many scams or offers with strings attached to most offers that even a …

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Diamonds are a Cartel’s Best Friend

Diamonds.   They sparkle.   They tantalize.   They lie.   Yes, that’s right.  Diamonds are the most guileful gem on the market. I don’t trust them and you shouldn’t either. Yes, this is a bold condemnation of a …

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Common Consumer Miscues Made by Millennials

The Huffington Post recently posted an article listing 9 frequent money mistakes made by people in their 20s or 30s.   It is entertaining and largely correct.  They include: Incurring too much education-loan debt Spent too …

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America’s Disturbing Wealth Gap

This muse is more of a lament.    It is no secret that America  (as with most western and emerging countries) are suffering from a disparity of income growth.   In the U.S.,  95% of income gains …

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Effective Consumer Complaint Tips

OK.   Some business just pissed you off and you want to express your dissatisfaction BUT you don’t want to waste your time on a useless gripe site or spinning your wheels with the company’s …

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