Prepaying Medical Bills? Don’t Do It Unless……

You enter a hospital or medical clinic for treatment.  You show proof of insurance coverage.  And then the in-take person asks how much you’d be willing to “prepay” for the services.  Yikes!   They’ll call it prepay of potential out-of-pocket costs, including co-pays, co-insurance and deductibles.  … Read more

COOL TIPS: PV Sings Here Comes the Sun

Increasing numbers of homeowners are installing photovoltaic (PV) arrays on their roofs in order to produce some or all of their own electricity.   The costs of solar power have dropped sufficiently that complete paybacks of this investment are dropping to as low as five years … Read more

Why Processed Foods Hurt You (and your family)

While our warning sounds extreme, it’s not.   Scientists are increasingly finding clues about why processed food intake is directly connected to obesity.   And they are also finding a clear link between processed foods and cancer, heart disease and diabetes.   The culprits:  sugar, unhealthy fats, reduced … Read more

COOL TIP: Online Classified Ads and Barter Sites Will Save You Money

Who doesn’t love Craigslist? Craig Newmark gave consumers an incredible gift when he used technology to obliterate the paid classified business previously controlled by the newspapers.   Ooops, we suppose the newspaper publishers don’t love Craigslist.   But any shopper has Mr. Newmark to thank for his … Read more