COOL TIP: Home Repair Grants Available To Seniors

If you have a house in need of repair, there are government-sponsored programs that can help those who qualify. These grants are not for those who simply want to remodel their home—these grants are for people who really need them. These grants are meant to help community members obtain safe and sanitary housing for themselves and their families.  A home repair grant is financial aid, or free money, issued by federal and local governments. Each grant is designed to help homeowners make select improvements to their home, often to correct health and safety hazards.   Here’s how to know whether you are eligible for the various programs:

U.S. Department of Agriculture (USDA) Single Family Housing Repair Grants

VA Specially Adapted Housing (SAH) Grant

Veterans or Service members with disabilities who have experienced one or more of the following conditions:

  • Loss of or loss of use of either (1) both arms, (2)  both legs, (3) one leg and one arm
  • Blindness in both eyes or having only light perception, plus loss of/loss of use of one leg
  • Loss of or loss of use of one leg and residuals of organic disease or injury
  • Certain severe burns
  • The loss or loss of use of 1+ lower extremities due to service on or after September 11, 2001, which affects balance or the need for braces, crutches, canes, or a wheelchair
  • To apply, complete: Application Form
    • Submit application at www.eBenefits.va.gov
    • Call 1-877-827-3702 to have a claim form mailed to you

Housing Improvement Program (HIP)

These grants are available to:

  • Members of a federally recognized American Indian tribe
  • Alaskan Native

You must be all of the following:

  • Income not exceeding 150% of the U.S. DHHS Poverty Guidelines
  • Have no other resource for housing assistance
  • Either (1) Live within your tribe’s approved tribal service area; OR (2) Live in another tribe’s service area and have permission to be part of their Tribal Work Plan
  • Either (1) Own and reside in substandard housing that was not acquired through a federally sponsored housing program; OR (2) Have no housing at all
  • To apply for HIP assistance, submit the following documents to your tribal office:
    1. Complete HIP Application: HIP Application Form

For more information about these and other similar grants, check out this website.

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